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How to Avoid Landscaping-Related Insurance Claims for Condos

Beautiful, well-maintained trees do more than elevate curb appeal, they actively contribute to a safer, more resilient condo property. In Calgary’s dynamic climate, with its seasonal storms, freeze-thaw cycles, and dense urban growth, thoughtful tree care can help condo boards and HOAs prevent avoidable landscaping-related insurance claims. With expert guidance from ISA-certified arborists, your trees become a natural asset, enhancing the landscape while protecting people and property.


Concerned about your trees? Contact Evergreen LTD today for a site review.


How Trees Factor Into Common Landscaping Claims

Falling Branches & Tree Collapse

Healthy, well-maintained trees are more resilient during Calgary’s storms. Regular inspections and strategic pruning by certified arborists help strengthen trees and minimize the risk of falling limbs or structural failure.


Managing Tree Roots Near Infrastructure

Tree roots naturally seek out moisture, which can sometimes bring them near sidewalks or utilities. With arborist-guided planting and proper root barrier systems, you can protect infrastructure while keeping trees healthy.


Improving Drainage with Seasonal Tree Care

Falling leaves and dense canopies can affect gutter flow and drainage during Calgary’s rain and snowmelt seasons. Regular clean-ups and strategic canopy thinning help maintain proper water flow and prevent buildup.


Helping Trees Thrive Through Alberta Winters

Calgary winters can be tough, but trees can be prepared. Choosing hardy local species and strengthening branch structure with proactive pruning helps trees handle snow and ice with resilience.


With a proactive plan and expert care, your trees can be an asset, not a liability. Strong, healthy trees enhance curb appeal, reduce risk, and contribute to a safer, more vibrant community.



Tree Care as Risk Management

Minimizing insurance risk and maximizing landscape value begins with consistent, professional tree care. Start by scheduling inspections in the spring and fall to check for disease, dead limbs, and structural concerns. Regular seasonal maintenance helps address potential issues before storm season hits, improving both visibility and safety along common walkways and entrances.


Tree selection also matters. Choosing species that thrive in Calgary’s specific climate reduces long-term maintenance needs and avoids the risks associated with weak or invasive species. If your landscaping vendors aren’t ISA-certified or adequately insured, it’s time to upgrade. Only qualified professionals should handle tree care on your property.



Planning for Severe Weather

Developing a storm preparedness plan is equally important. This should include securing outdoor items, inspecting trees before major weather events, and having a response plan for fallen branches or tree-related damage. These actions reduce emergency repair costs and ensure a safer environment for residents.


Reviewing Insurance Coverage

Insurance coverage should also be reviewed annually. Confirm that your condo’s master policy includes coverage for tree-related damages, storm losses, and liability from falling branches.


Get peace of mind and healthier landscapes. Call Evergreen LTD now to start your custom tree management plan.


Why Invest in Tree-Focused Landscaping

Proactive tree care enhances curb appeal, supports property values, and contributes to a healthier, more inviting environment for residents. Well-kept trees reflect a well-managed property and make a positive impression on potential buyers or tenants. Fewer claims also lead to more stable insurance premiums and smoother renewals.



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